For Consumers: (866) 414-0613

For Business Inquires: (304) 414-3126 or (304) 414-3136

Superior Debt Collection Services

VFS is here to provide you with exceptional debt collection services. Count on us to recover debts in a timely and cost-effective manner.

Medical Bad Debt Collection & Early Out/Pre-Collection: This program is available for hospitals and other large doctor or medical groups.
Retail Bad Debt Services: Our retail bad debt services are available for but not limited to student loans, past-due rent, past-due HOA or other membership dues, and commercial B2B past-due invoices.
Customizable Collection Programs: Customizable collection programs can be created to suit the creditor’s particular needs.
Specialized Letters: These letters can be created based on the client’s needs.

Why Choose Us?

Our agency wants you to have the best experience working with us. That is why we:

  • Offer Credit Reporting
  • Accept All Major Credit Cards
  • Transact with Electronic Checks by Phone
  • A Contingency-Based Fee Structure. If we don't collect, you pay nothing

Reports to Client

  • Statements and check for payment activity are submitted monthly.
  • Monthly inactivation report sent with activity report (accounts deemed uncollectible) monthly.
  • Placement reports are sent to the client. Same-day assignments are input into our collection system.
  • Month-end reports can be customized to suit the client’s needs.